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Hurricane Milton (2024)

Hurricane Milton, a formidable and fast-moving storm, made its devastating landfall near **Tampa Bay** on **October 10, 2024**, marking one of the most significant weather events of the year. As the **ninth named storm** of the 2024 Atlantic hurricane season, Milton rapidly intensified from a tropical depression into a **Category 2 hurricane**, packing winds of **105 mph**. The storm left a trail of destruction in its wake, particularly along Florida’s Gulf Coast, with storm surge, flooding, and high winds impacting communities from Tampa Bay to Central Florida.

### Tampa Bay Landfall and Immediate Impact

The Tampa Bay region was in the direct path of **Hurricane Milton**, which brought sustained winds of **105 mph** and a **storm surge of 7 feet** in some areas. The low-lying neighborhoods of **St. Petersburg** and **Clearwater** were among the hardest hit, with widespread flooding that submerged streets, homes, and businesses. Many streets in St. Petersburg resembled rivers as water poured in from the bay, overwhelming drainage systems. In Clearwater, beachfront properties suffered substantial damage, with several areas reporting homes that were partially underwater due to the storm surge.

In addition to the coastal flooding, local authorities issued **mandatory evacuation orders** for high-risk areas in advance of the storm. This decision was credited with saving lives, although Milton’s rapid intensification in the 24 hours leading up to landfall left some residents with little time to adequately prepare or evacuate. The **Skyway Bridge**, a critical transportation route, was closed due to dangerous wind speeds, cutting off access to several parts of the region. Major roadways such as **I-275** also saw severe flooding, disrupting the flow of traffic and emergency response.

**Tampa International Airport** suspended all flights as Milton approached, grounding hundreds of passengers and halting air travel. In the hours after landfall, airlines canceled flights for at least two days while the storm’s impacts were assessed.

### Widespread Damage Across Central Florida

After making landfall, **Hurricane Milton** continued to move inland, weakening slightly but still bringing destructive winds and torrential rain to **Central Florida**. Cities such as **Orlando**, **Lakeland**, and **Winter Haven** were heavily affected by the storm’s progression. Orlando recorded **over 10 inches of rain**, which caused flash flooding in various parts of the city. Several neighborhoods were left without power as strong winds knocked down trees, power lines, and debris, making roads impassable and slowing recovery efforts.

**Theme parks** in the Orlando area, including **Walt Disney World**, **Universal Studios**, and **SeaWorld**, temporarily closed their gates as a precautionary measure and to ensure the safety of staff and visitors. While the parks avoided direct damage from the storm, surrounding areas experienced significant flooding, and parks remained closed while cleanup and safety assessments were conducted.

### Long-term Effects on Tampa Bay’s Coastal Communities

The Tampa Bay region, with its extensive coastal communities, faced some of the most significant long-term effects from Hurricane Milton. The storm surge caused severe erosion along **Clearwater Beach** and **St. Pete Beach**, reshaping parts of the coastline. Local officials have estimated that it could take **months or even years** to fully restore the beaches and repair the infrastructure damaged by the storm. Additionally, small businesses along the coast, particularly in the tourism sector, were hit hard as storm surge waters flooded shops, restaurants, and hotels.

The **fishing and boating industries**, key components of the local economy, were also impacted by the storm. With ports closed and vessels damaged or destroyed, it will take time for these industries to recover. Several marinas reported that boats had broken free from their moorings during the storm, with some washed ashore or damaged beyond repair.

### Economic Impact and Recovery Efforts

Initial estimates suggest that **Hurricane Milton** could result in upwards of **$1.2 billion in damages** across Florida, with a large portion of the destruction concentrated in the Tampa Bay region. The combined effect of the storm surge and inland flooding caused significant damage to coastal homes, infrastructure, and public utilities. Power outages were widespread, with tens of thousands of homes and businesses left without electricity. Utility companies have been working around the clock to restore power, but some residents could remain without electricity for **several days** due to the extensive damage to power lines and transformers.

Business closures across the region have contributed to the **economic toll** as well. Many small businesses, particularly in the tourism and hospitality sectors, were forced to close due to flooding, power outages, and structural damage. **Restaurants, shops, and hotels** in the popular tourist destinations along the Gulf Coast have been significantly impacted, and the local economy, which depends heavily on tourism, will likely feel the effects of Hurricane Milton for months to come.

Additionally, major events scheduled in the Tampa Bay region were postponed or canceled. The storm interrupted **NFL** and **college football** games, concerts, and festivals that were slated to bring thousands of visitors to the area.

### Response and Rebuilding Efforts

In response to the widespread damage caused by Hurricane Milton, **Florida’s governor** has declared a **state of emergency**, allowing federal aid to be allocated to the region. Federal disaster relief funds are being directed toward the hardest-hit areas to support recovery and rebuilding efforts. The **Federal Emergency Management Agency (FEMA)** has deployed teams to assess the damage and assist local governments with recovery planning. Emergency shelters have been set up for those displaced by flooding, and recovery crews are working to clear debris and restore essential services.

**Search and rescue teams** have been deployed to check on residents in flooded areas, and the **National Guard** has been mobilized to provide additional support. Relief efforts are focused on restoring basic infrastructure, such as water and electricity, to affected communities, but full recovery is expected to take **weeks or even months**. Local residents and volunteers have banded together to provide mutual aid, distributing food, water, and supplies to those in need.

### The Path Forward

The devastation left by **Hurricane Milton** highlights the importance of hurricane preparedness and resilience, particularly for coastal communities. As the 2024 hurricane season progresses, meteorologists are monitoring for additional storm development, and residents of the Tampa Bay region remain vigilant.

While recovery efforts are ongoing, the focus is not only on rebuilding what was lost but also on ensuring that future infrastructure is more resilient to withstand such storms. Local officials are considering implementing stricter building codes in flood-prone areas, enhancing drainage systems, and reinforcing coastal defenses to reduce the risk of future storm damage.

The impact of Hurricane Milton on Florida’s Gulf Coast serves as a stark reminder of the power and unpredictability of nature, and the importance of ongoing efforts to safeguard communities from the dangers of severe weather.

Hurricane Helene (2024)

**Hurricane Helene**, the eighth named storm of the 2024 Atlantic hurricane season, unleashed its fury on the southeastern U.S. in late September 2024, bringing heavy rainfall, storm surges, and significant damage. Helene started as a tropical disturbance off the coast of Africa on **September 18, 2024**, rapidly strengthening into a **Category 3 hurricane** as it made its way across the Atlantic. The storm gained strength from the warm waters of the ocean, eventually making landfall on **September 28** near **Savannah, Georgia**, with sustained winds of 115 mph.

### Landfall in Georgia and Immediate Impact

**Savannah, Georgia**, was the first major area to feel the full force of Hurricane Helene. The storm made landfall just south of the city, bringing powerful winds, torrential rain, and a **storm surge** that reached over **9 feet** in coastal areas. The storm surge inundated the historic district of Savannah, flooding streets and damaging businesses and homes. Evacuation orders were issued for coastal counties ahead of Helene’s arrival, with thousands of residents fleeing inland to avoid the worst of the storm.

**Tybee Island**, a popular beach destination near Savannah, saw severe flooding, with homes and businesses along the coast battered by waves and wind. Many structures suffered roof damage, and power outages were reported throughout the island. The **Savannah River** also swelled beyond its banks, causing inland flooding in several communities along its path. The coastal highway leading to **Hilton Head Island** in South Carolina was submerged, cutting off access for emergency vehicles.

**Hurricane Helene** brought **12 inches of rain** to parts of Georgia, overwhelming the region’s drainage systems and causing flash flooding. Cities like **Statesboro** and **Hinesville** experienced widespread flooding, forcing road closures and delaying emergency response efforts. **Agricultural regions** in the southern part of the state were also heavily impacted, with crops washed out or destroyed by the excessive rainfall.

### South Carolina and North Carolina

After its initial landfall in Georgia, Helene moved northward into **South Carolina**, bringing with it sustained winds of **90 mph** and heavy rainfall. The coastal cities of **Charleston** and **Myrtle Beach** faced the brunt of the storm as winds tore down power lines, uprooted trees, and damaged homes. **Charleston’s historic downtown** district was particularly hard-hit, with several buildings suffering roof collapses due to wind damage. Rainfall totals exceeded **15 inches** in some parts of South Carolina, leading to **extensive flooding** throughout the state.

In **North Carolina**, the storm’s impacts were equally destructive. Areas like **Wilmington** saw rainfall exceeding 10 inches, leading to flash flooding in low-lying areas. The **Cape Fear River** overflowed its banks, causing significant flooding in riverside communities. Tornadoes spun off from Helene’s outer bands, causing additional damage to homes and businesses across the state. Power outages were widespread, and emergency crews worked around the clock to restore services.

### Mid-Atlantic States Brace for Impact

As **Hurricane Helene** continued its journey inland, it weakened to a tropical storm but still carried significant rainfall and strong winds. The storm moved into the **Mid-Atlantic states**, affecting **Virginia**, **Maryland**, and parts of **Pennsylvania**. **Richmond, Virginia**, experienced significant flooding as the **James River** swelled to dangerous levels. The state’s governor declared a state of emergency, mobilizing resources to prepare for potential flooding and wind damage across the region.

The **Washington, D.C.** metro area also felt the effects of Helene, with heavy rain leading to flash flooding in parts of the city. Local authorities issued flood warnings for areas along the **Potomac River**, and several roadways were temporarily closed due to rising water. Coastal areas in **Maryland**, such as **Ocean City**, saw minor flooding and gusty winds, but the damage was far less severe than in the southern states.

### Economic Impact and Recovery Efforts

Early estimates suggest that **Hurricane Helene** caused around **$1.7 billion in damages** across the southeastern U.S., with much of the destruction concentrated in **Georgia** and **South Carolina**. The agricultural sector in Georgia, particularly the **peach** and **cotton** crops, was severely affected by the storm, with many farms reporting significant losses. The storm surge in coastal areas destroyed homes and businesses, while inland flooding caused extensive property damage.

**Power outages** affected hundreds of thousands of residents across the affected states, with many remaining without electricity for days after the storm had passed. Utility crews worked tirelessly to restore power, but the extent of the damage meant that full recovery would take weeks. Roads were washed out or blocked by debris, delaying recovery efforts and complicating the transport of relief supplies to the hardest-hit areas.

In response to the devastation, **state and federal governments** mobilized to provide aid to those affected. **FEMA** deployed disaster relief teams to assist local authorities in Georgia and the Carolinas, helping to coordinate search and rescue efforts, distribute food and water, and begin the process of damage assessment. Emergency shelters were set up for displaced residents, particularly in coastal areas where homes were destroyed or made uninhabitable by floodwaters.

### Long-Term Recovery and Rebuilding

As recovery begins in the wake of **Hurricane Helene**, the focus has shifted to rebuilding the communities and infrastructure that were damaged or destroyed. In coastal Georgia and South Carolina, businesses and homeowners are beginning the long process of cleaning up flood damage, repairing roofs, and restoring their properties. State governments are working with federal agencies to fast-track disaster relief funding, providing financial assistance to those affected by the storm.

The **tourism industry** in both states, which plays a significant role in the local economy, was particularly hard-hit. With beachfront properties flooded and coastal towns heavily damaged, local officials are focused on rebuilding these areas in time for the next tourism season. Hotels, restaurants, and attractions along the coast are working to recover as quickly as possible, though it may take months for some businesses to reopen.

**Environmental impacts** are also a major concern, particularly the erosion of beaches and damage to wetlands caused by the storm surge. Local authorities are assessing the damage to natural habitats and considering **shoreline restoration** projects to prevent further erosion in future storms. Helene’s heavy rainfall also caused rivers to swell, leading to pollution and debris flowing into waterways, impacting marine life and local ecosystems.

### Looking Ahead

The devastation caused by **Hurricane Helene** serves as a reminder of the constant threat that hurricanes pose to the southeastern U.S. Even as communities begin to rebuild, they must remain vigilant, as the hurricane season is far from over. **Meteorologists** are closely monitoring the Atlantic for further storm development, while residents in the region remain on high alert.

As recovery efforts continue, the focus will not only be on repairing the damage caused by Helene but also on strengthening infrastructure and improving disaster preparedness to better withstand future storms. With the unpredictability of hurricanes, preparation and resilience will be key in minimizing future damage and protecting both lives and property from the dangers of these powerful storms.

Hurricane Debby (2024)

Hurricane Debby, a slow-moving and erratic storm, wreaked havoc across the southeastern United States in early August 2024. As the fourth named storm of the season, Debby started as a tropical wave on July 26, gradually strengthening into a Category 1 hurricane before making landfall near Steinhatchee, Florida, with winds reaching 80 mph.

### Florida Landfall and Initial Impact

Florida bore the brunt of Debby’s fury during its initial landfall. The sparsely populated Big Bend area was hit with strong winds and storm surge, particularly affecting Cedar Key, where the surge reached six feet. Parrish, Florida, saw the highest recorded rainfall at 18.16 inches, with the storm dumping significant amounts of water across the state, leading to widespread flooding. Coastal towns like Crystal River and Horseshoe Beach experienced coastal flooding, though the damage was less severe compared to the previous year’s Hurricane Idalia.

### Georgia and the Carolinas

After weakening, Debby made a second landfall as a tropical storm in South Carolina, bringing with it significant rainfall and inland flooding across the Carolinas. Rainfall totals exceeded 14 inches in some areas, causing rivers to swell and flood nearby communities. South Carolina’s Governor declared a state of emergency as the storm approached, and price-gouging laws were enacted to protect consumers during the disaster. The storm’s slow progression across the region exacerbated the damage, particularly in low-lying areas prone to flooding.

### Northeastern Impact

As Debby moved further up the East Coast, the storm’s remnants caused widespread rain and wind across the mid-Atlantic and Northeastern states. Flood watches were issued in Pittsburgh, and New York City saw wind gusts of up to 50 mph. Precautionary measures included pump installations in New York’s subway systems to prevent flooding, and the cancellation of several events, including races at Saratoga Race Course and a Yankees game against the Texas Rangers.

### Economic Toll

The economic impact of Hurricane Debby was substantial. Preliminary estimates suggest that privately insured losses in the U.S. could reach $1.4 billion. This includes $845 million in wind-related damages, $130 million from storm surge, and $440 million due to inland flooding. The storm’s path through less populated areas limited the extent of wind damage, but the flooding brought significant business interruptions and property destruction.

### Aftermath and Recovery

As recovery efforts continue, the scale of the damage caused by Debby highlights the persistent risks of hurricanes along the southeastern and northeastern coastlines of the U.S. With more storms potentially forming this hurricane season, communities are focused on rebuilding while also preparing for what could come next.

This hurricane serves as a reminder of the vulnerability of coastal and inland regions to the unpredictable forces of nature. As the storm season progresses, preparedness and swift action will be critical to minimizing future damage and loss of life.

Using the SBA Disaster Assistance Portal

The U.S. Small Business Administration which provides the majority of disaster assistance through loans is requiring disaster victims to use the SBA portal to apply for assistance.

While the agency claims the portal system speeds up the process for the victim there are some issues to avoid.

Don’t lose your login information. No one will be able to help you get back into your account and you will have to start over.

Don’t make entry mistakes on important items such as your social security number. One mistake on a single digit can take weeks to correct.

Do turn in what the portal requires during the seven-day period allowed. If you don’t SBA will withdraw your file and it will be up to you to file a reconsideration explaining why you did not provide the information in the time allowed. They may or may not accept your reconsideration to apply.

While the disaster assistance program provides financing that can not be matched for victims with no credit available elsewhere, the new system does have its problems.

If you need professional assistance that is what we do and you may contact us at any time to represent you.